Unfortunately it does happen. Quite often you make your will years in advance of
actually needing it and a lot can change during that time. So, if someone dies
who you’ve named as a beneficiary in your will, what will happen?
You have three options:
1. Change your will – if someone dies you could amend your will or write a new
one to reflect that change. We recommend you review your will on a regular
basis anyway to see if any changes need to be made.
2. With an Affio will you can sp
It is essentially up to you who you decide to leave an inheritance to in your
will – there are no rules about who you must include. But before you decide to
leave someone out you might want to consider the impact this will have after
If someone is excluded
If you choose to exclude (or neglect to include) someone who is dependant on you
financially they may be able to challenge your will in court. Find out more in
our ‘When can your will be challenged in court’ article.
Whilst most of your assets and possessions can be left to anyone you choose,
there are a number of things which fall outside the scope of your will and will
be disregarded, no matter what you request.
Items which can’t be included:
* Joint bank accounts – any funds in these accounts will automatically go to
the surviving account holder.
* Any property held as a joint tenancy – your half of the property will
automatically go to the surviving joint tenant. See our ‘Your home and your
If circumstances have changed or the will is worded poorly then gifts may not
come into effect in the way you want. It’s vital your will is written clearly
There are two main reasons a gift might fail:
Circumstances have changed
Examples of changes in circumstances that can cause a gift to fail include:
* The Testator no longer owns the item or property matching the description in
* The Beneficiary dies before the person who made the will.
* A charity mentioned
Inheritance Tax (IHT) is a tax levied on a deceased’s estate. The estate is,
with a few exceptions, everything the deceased owns immediately before death.
Normally the tax is charged at 40% of the value of the estate. However there are
lots of exemptions that mean currently only about 1 in 20 estates pay any IHT.
We explain these exemptions below.
Leaving all or part of your estate to your husband, wife or civil partner
The good news is that any gifts made in your will to your spouse or civil
Free wills month is upon us and if you happen to be 55 or over this provides you
with the chance to create your will completely free of charge. If you have ever
considered making a will and have been baffled by the terminology this guide
will provide a fast reference for common rules and terminology in plain English.
1.What Makes A Will Valid?
It must be made by a person who is of sound mind who is over 18, voluntarily and
without pressure. It must be signed by 2 witnesses that are not benefic Read More »
You may have seen notices or advertisements promoting Free Wills Month. If you
are not sure what it is all about then this article will help you to understand
what the Free Wills Month program is all about and learn about its benefits.
Free Wills Month takes place in March and October each year and offers you the
chance to prepare your will free of charge. The offer applies to those 55 years
of age and older and may be used to create your first will or to create a whole
new will even if you ha Read More »
You may already know that the month of October is Free Will Writing Month. This
is a great opportunity for those that haven't already prepared this vital
document to do so without charge.
For the entire month of October those aged 55 and over can write a will and
leave their estate, assets, and valuables to their loved ones. Appoint an
executor, name beneficiaries and make sure your legacy goes to the right people.
There are several places where you can write your will for free during the mont Read More »
When creating a will to document the division of an estate or assets, the
tendency can be to look for a will writing service that is located close by.
Historically the large majority of people have visited their town center or
high street and prepared their will with a local solicitor.
In fact, the term ‘will writing services near me’ scores very high for the
number of searches in Google’s engine.
This demonstrates that for those looking to write their will there is a common
thread of seekin Read More »
You have until June 4th to write your Will
register it for free with The National Will Register
[https://www.nationalwillregister.co.uk/aboutwillregistration.aspx] using code
The National Will Register is a trusted partner of the Law Society of England
and Wales. The register is used by individuals, families, organizations,
government agencies and law firms to register their will. There are over 8
mi Read More »